Happy New Year! It’s 2020 can you believe it?! I remember watching a movie called 2020 when I was younger and I remember thinking, wow in 2020 I bet we are going to have flying cars LOL!
Well, I don’t see any flying cars… yet.
Anyway, I wanted to write out my personal and family goals for this new year. I notice that when I write things down, the more I keep myself accountable and accomplish them. I was a little hesitant to share these publicly, but I figured what the heck, why not. So, here are my visions for 2020.
GOALS + VISION
1. Pay off student loans
Goal — If you read my blog post, My Year In Review – Looking Back At 2019, you know that my family and I hit the one year mark on our debt free journey. We paid off our cars, personal loans, and all of our credit cards which totaled up to $60,578.30! The only debt we have left are student loans. So, a big financial goal in 2020 is to pay off our student loans and max out our retirement investments.
Vision — My family and I want to be debt free so we can build more wealth and help those in need. We want to buy a family in need a month or more of groceries, we want to donate more to charities that are near and dear to our hearts like animal shelters and local food banks. We want to be able to be financially secure that we won’t be a burden later on. We want to “retire” early and travel more. There’s so many things we plan to do once we free up our money.
2. Low spend year challenge
Goal — I was really nervous about this and was on the fence about even making it a goal. I guess it’s just fear of the unknown. I did some research and was able to come up with our own rules. We plan to spend money on necessities of course: food, shelter, utilities, and transportation. Everything else that are just wants and not a necessity will be put on hold. We have one big trip planned for 2020, so for that our rules are to stick to the budget we came up with, keep expenses to a minimum, and to not buy unnecessary crap. For celebrations and activities, we plan to go on more hikes, beach trips, attend free events, sleepovers, movie nights, volunteer our time, and go on picnics.
Vision — The point of this goal is to save money and pay off student loans. I also want to reduce our carbon footprint and not contribute so much to landfills. My wife and I watched a documentary about fast fashion and it shifted our mindset. We are minimalist already, but want to push ourselves a bit further. My family and I shop thrift stores and buy things secondhand, but even with that we buy things that are not necessary. My wife is a spender by nature, so this is going to be interesting. I think this challenge will push us out of our comfort zone and make us better people. Here’s to hoping!
3. Complete 30 day challenges
Goal — My wife and I came up with a full year of 30 day challenges. We actually started in December with a cold shower and workout challenge. We pushed ourselves to workout as much as possible never skipping a workout more than two days in a row. On top of that, we take daily cold showers. Yes, we are crazy. For each month, we have different challenges that we will accomplish together.
Vision — These challenges are a fun way for us to grow personally and together as a couple. It also pushes us out of our comfort zone which apparently helps with creativity, productivity, and flexibility. We’ll be the judge of that, stay tuned.
4. Be grateful and not take things for granted
Goal — Quality time with loved ones and being grateful for everything in my life. I was going through old family photos and realized the most memorable moments were time spent together laughing, playing games, and going on walks. I also want to show more gratitude for everything I have.
Vision — I want to live with no regret. I look back and think I should have slowed down and spent more time with my Grandma. I feel like I could have spent more time with her if I just slowed down and made it a priority. A lot of people take things for granted such as loved ones, clean water, clean air, shelter, etc. I am guilty of this as well. My mantra will be: Don’t let what once was a blessing turn into something average.
There you have it. 2020 I just want to live simply, be happy and healthy.
What are your 2020 goals and visions?